Clayton Wood
How to Transition from a Fully Insured to a Self-Funded Plan: A Step-by-Step Guide for Employers
For many businesses, switching from a fully insured health plan to a self-funded one can seem daunting. However, the benefits can be...
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Clayton Wood
Feb 272 min read
Maximizing Value and Flexibility: The Advantages of Self-Funded Health Insurance Plans
In the realm of employee benefits, the landscape is constantly evolving, and savvy Human Resource managers and Chief Financial Officers...
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Clayton Wood
Nov 5, 20232 min read
Demystifying Stop Loss Insurance in the Self-Funded Health Insurance World
Navigating the complex world of health insurance can be daunting, especially when you're exploring the self-funded health insurance...
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Clayton Wood
Apr 5, 20231 min read
Quick Tips for a CFO When it Comes to Health Insurance
Here are three tips for a CFO when it comes to your health insurance plan: Understand the costs: One of the most important factors in...
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Clayton Wood
Mar 30, 20231 min read
Benefits of a Self-Funded Health Plan
C. B. Wood Financial understands the importance of selecting the right health insurance plan for your business. Self-funded health...
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Clayton Wood
Mar 20, 20232 min read
Fully Insured vs. Self-Funded Health Insurance Plans
In the world of employee benefit plans, there are two types of health insurance plans – fully insured and self-funded/level funded. Both...
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Clayton Wood
Jan 23, 20231 min read
Applying the 80/20 Rule to Your Health Plan
In health insurance, you will often hear the Pareto Principle or the 80/20 Rule applied regarding how healthcare costs are divided among...
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Clayton Wood
Jan 11, 20231 min read
Breakdown of Health Insurance Premium Costs
Whether you are paying for all your employees’ health insurance premium or just a large portion, you need to know where your money is...
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Clayton Wood
Dec 6, 20222 min read
Identifying High Claimants
Taking a look at what a high claimant looks like and solutions to help manage claims. What is a High Claimant? A company has 75 employees...
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Clayton Wood
Oct 26, 20221 min read
Part 4 Overview: Real-World Examples of Managing Claims
The Chronic Cost Real-World Corporations Participating in Direct Contracting You know by now that managing your claims can save your...
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Clayton Wood
Oct 8, 20222 min read
Part 3 Overview: Solutions for Lowering Your Chronic Costs Without Sacrificing Care Quality
The Chronic Cost How Direct Contracting Works Did you know that your company has the option to negotiate with healthcare providers...
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Clayton Wood
Sep 20, 20222 min read
Part 2 Overview: How Claims are Priced and Paid
The Chronic Cost Medicare's Impact on Pricing Medicare plays a critical role in how much insurance carriers charge for premiums. Did you...
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Clayton Wood
Sep 8, 20223 min read
Part 1 Overview: What Am I Paying For?
The Chronic Cost Breakdown of a Health Insurance Plan It's important you know exactly what you're paying for in your premium each month...
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Clayton Wood
Aug 9, 20222 min read
About The Chronic Cost
Saving Hundreds of Thousands of Dollars for Companies with 50-500 Employees Understanding Health Insurance Your business has a Chronic...
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