Clayton Wood
Fully Insured vs. Self-Funded Health Insurance Plans
In the world of employee benefit plans, there are two types of health insurance plans – fully insured and self-funded/level funded. Both...
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Clayton Wood
- Mar 7
- 2 min
The Rising Cost of Healthcare
The rising cost of health insurance is a major concern for CFOs and other business leaders. In recent years, health insurance premiums...
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Clayton Wood
- Feb 21
- 1 min
Amazon's New Prescription Subscription Service
Amazon recently announced a new prescription subscription service, which allows customers to save up to 80% on select generic...
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Clayton Wood
- Feb 13
- 2 min
Incorporating Employee Benefits into Your Company Culture
Employee health benefits are an important part of any successful company culture. They not only help keep employees healthy and...
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Clayton Wood
- Feb 6
- 1 min
Prescription Risk Mitigation Strategy Example
Does your company have a prescription risk mitigation strategy in place? If not, you're costing your company over $1,000 per employee per...
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Clayton Wood
- Jan 23
- 1 min
Applying the 80/20 Rule to Your Health Plan
In health insurance, you will often hear the Pareto Principle or the 80/20 Rule applied regarding how healthcare costs are divided among...
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Clayton Wood
- Jan 11
- 1 min
Breakdown of Health Insurance Premium Costs
Whether you are paying for all your employees’ health insurance premium or just a large portion, you need to know where your money is...
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Clayton Wood
- Dec 6, 2022
- 2 min
Identifying High Claimants
Taking a look at what a high claimant looks like and solutions to help manage claims. What is a High Claimant? A company has 75 employees...
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Clayton Wood
- Nov 14, 2022
- 1 min
Working with C. B. Wood Financial
Is your company a good fit? The Affordable Care Act allows insurance carriers to underwrite health insurance plans with medical claims...
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Clayton Wood
- Nov 7, 2022
- 2 min
Diving into Direct Contracting
Lowering Healthcare Cost & Improving Quality of Care What is Direct Contracting? As the cost of healthcare continues to increase, many...
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Clayton Wood
- Oct 26, 2022
- 1 min
Part 4 Overview: Real-World Examples of Managing Claims
The Chronic Cost Real-World Corporations Participating in Direct Contracting You know by now that managing your claims can save your...
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Clayton Wood
- Oct 8, 2022
- 2 min
Part 3 Overview: Solutions for Lowering Your Chronic Costs Without Sacrificing Care Quality
The Chronic Cost How Direct Contracting Works Did you know that your company has the option to negotiate with healthcare providers...
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Clayton Wood
- Oct 1, 2022
- 1 min
Case Study Example: Direct Contracting
The Chronic Cost I recently worked with an employee who was on a private insurance plan. They had previously undergone cancer treatments...
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Clayton Wood
- Sep 20, 2022
- 2 min
Part 2 Overview: How Claims are Priced and Paid
The Chronic Cost Medicare's Impact on Pricing Medicare plays a critical role in how much insurance carriers charge for premiums. Did you...
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Clayton Wood
- Sep 8, 2022
- 3 min
Part 1 Overview: What Am I Paying For?
The Chronic Cost Breakdown of a Health Insurance Plan It's important you know exactly what you're paying for in your premium each month...
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Clayton Wood
- Aug 9, 2022
- 2 min
About The Chronic Cost
Saving Hundreds of Thousands of Dollars for Companies with 50-500 Employees Understanding Health Insurance Your business has a Chronic...
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Clayton Wood
- Apr 5, 2022
- 2 min
These 6 Other Money Problems Hold People Back
We need to talk about how to fend against inflation. Because our society does not explicitly value financial literacy, there’s pressure...
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Clayton Wood
- Jan 6, 2022
- 4 min
OSHA Emergency Temporary Standard Business Solutions
The information provided on this website does not, and is not intended to, constitute legal advice; instead, all information, content,...
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Clayton Wood
- Jan 4, 2022
- 2 min
The Biggest 401k Fiduciary Fireworks, Fizzles, And Flops In 2021
Each new year presents to you a time to take a look back and a look forward. Between the two, looking backward always presents the most...
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Clayton Wood
- Jan 3, 2022
- 2 min
How Can Companies Encourage Financial Wellness to Employees? Experts Weigh In
As workplaces across the U.S. continue to bear the brunt of the Great Resignation, with employees leaving in droves thanks to a shifting...
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